Money lessons made for older adults

Financial Confidence Starts Here.

Build confidence in everyday financial decisions through simple lessons, realistic practice, and personalized learning designed for older adults.

  • Free to start
  • Large, easy-to-read text
  • Family caregivers welcome

How GoldenGuide works

Three simple steps to feeling sure about money

  1. 1

    Personalize your learning

    Choose the money topics and goals that matter to you. GoldenGuide suggests lessons that fit.

  2. 2

    Learn at your own pace

    Short, easy-to-understand lessons about everyday money decisions, one small step at a time.

  3. 3

    Practice with confidence

    Try what you learned with realistic situations, budgeting activities and pretend scams that are completely safe.

What's inside

Everything you need to feel confident with money

Personalized lessons

Lessons that fit your goals and experience

Short lessons on budgeting, bills, savings, credit and more, chosen for the topics you care about and the level you're comfortable with.

  • One small step per page
  • Listen button reads every page aloud
  • Picks up where you left off

Scam Practice

Practice spotting scams, with zero risk

Pretend texts, emails, phone calls and websites based on real tricks. Choose what you'd do and learn the warning signs, safely.

  • Clearly marked as practice. Nothing is real
  • Kind, clear feedback on every choice
  • Beginner to advanced levels

Budgeting tools

See where your money goes

Practice with a made-up budget, or plan your own money with simple, guided steps. No bank accounts or card numbers needed.

  • Ready-made examples for retirement and fixed incomes
  • Weekly, monthly or yearly views
  • Your budgets stay private unless you share them

Progress tracking

Celebrate every step forward

See the lessons you've finished, how you did on the questions, and your scam practice level as it grows over time.

  • Quiz results for every lesson
  • Gentle suggestions for what to try next
  • Read any lesson again whenever you like

Designed for older adults

Comfortable to use from the very first visit

GoldenGuide was built for people who didn't grow up with apps. Everything is plain, calm and easy to read.

  • Clear, simple navigation

    Big buttons with words, not puzzles. Home is always one tap away.

  • Large, readable text

    Comfortable text by default, with larger sizes and high contrast in Settings.

  • One step at a time

    Lessons show a little at a time, so it never feels like too much.

  • Learn at your own pace

    No timers and no rush. Listen along, stop, and come back whenever you like.

  • Helpful feedback, no pressure

    Every answer comes with a kind explanation. There's no failing here.

For family caregivers

Support their independence, not their decisions

GoldenGuide helps you encourage a parent or loved one to learn, at their own pace. They stay in charge of their own money.

  • Choose helpful lessonsAssign lessons or suggest topics that fit what your loved one is facing.
  • Follow progress, with permissionOnce they connect with your invite code, see the lessons they finish and the practice they try.
  • Encourage and stay in touchSend a message, cheer them on, or answer a quick "Is this a scam?" question.

Caregivers never see bank accounts or move money. Personal budgets stay private unless your loved one chooses to share them.

Support a Loved One

Example of a caregiver's weekly summary

Membership

Simple, honest pricing

Learners always use GoldenGuide for free. Caregivers can upgrade to support more people.

Free

Everything you need to support one loved one.

$0forever

  • Connect with 1 learner
  • Up to 5 lessons a day, chosen by you
  • Unlimited practice on the day's lessons
  • All lessons and practice situations
  • Personal learning plans that adjust to each learner
  • Progress tracking and weekly summaries
Get Started for Free
Best for families

GoldenGuide Family

For families supporting more than one person.

$7.99/month

Plus sales tax where it applies. Cancel anytime.

  • Connect with up to 3 learners
  • Unlimited lessons every day
  • Assign lessons to each learner
  • Unlimited practice on assigned and finished lessons
  • All lessons and practice situations
  • Personal learning plans that adjust to each learner
  • Progress tracking and weekly summaries
Start free, upgrade anytime

Included on every plan

  • Scam Practice, unlimited
  • Budget Calculator, unlimited
  • Listen to any lesson
  • Large text and high contrast

Memberships are bought by caregivers from their Membership page after signing up. Learners never see prices or payments.

GoldenGuide for Organizations

Senior centers, retirement communities, libraries and nonprofits can explore using GoldenGuide to support the financial education of the people they serve.

Learn More

Available today

  • Members sign up for free and learn independently
  • Every lesson, practice and pretend scam included
  • Family caregivers can follow along and help

Planned (not available yet)

  • Group sessions and shared activities
  • Organization-level learning dashboard
  • Group pricing

Take the First Step Toward Financial Confidence.

Start learning, practicing, and building the skills to make everyday financial decisions with confidence.